Pharmacy Degree Education Options

Degree training opportunities are available for those looking to gain an education in the field of pharmacy. An education in this specific field will allow students to pursue a number of careers. Those who desire to be technicians, assistants, and pharmacists can gain the skills needed to enter the workforce. Students looking to enroll in an accredited school or college can do so to obtain a variety of degrees in this field. Pharmacy degree education options are available at an associates, bachelors, masters, and doctorates degree level.Associates degree training programs provide students with the means to obtain the education they desire. An education in pharmacy at an associate’s level will take students around two years to complete. Students will have the opportunity to study a variety of subjects including:Math
Physics
Humanities
With an accredited education at an associates level students can enter into careers working with:
Hospitals
Department stores
PharmaciesEducational programs at this level will allow students to decide if this is the career for them. An associate’s degree will prepare student who wish to obtain a bachelors degree in the field.Graduate degree programs include both a master’s degree and a doctorates degree. Students can earn these degrees in pharmacy from a number of accredited schools and colleges. A masters or doctorates degree typically takes students an additional two to four years of study to obtain. With either of these programs students will have the opportunity to learn:Pharmaceutical sciences
Communication
CalculusStudents who choose to earn a masters or doctorates degree in the field can look forward to working for:Pharmaceutical manufacturers
Government agencies
Health insurance companies
Colleges and universitiesGraduate degree training programs are available to assist students in preparing for the career of their dreams. With an education at a masters or doctorates level students will receive the pharmacy training needed for a lifelong career.With a bachelors degree program from an accredited school or college students can gain the knowledge needed for the career they desire. Degree programs at this level allow students to receive their training and degree in just four years. Students can learn biology, chemistry, business management, and more. Students can also complete health care training, recordkeeping, and terminology. The skills students can obtain at a bachelors level of study will help them to gain employment as pharmacy technicians, pharmacists, and pharmacy assistants. With a degree at this level students can train for various careers in the field. A bachelors degree can help put students into the working world or enter into a graduate degree program.Students looking to enter a career in the field of pharmacy will need to obtain a license in order to practice. Students will need to study for and pass the required examinations in order to receive their license. A variety of states also require that pharmacy assistant students pass a certification examination. With an accredited educational training program students can gain the knowledge and skills needed to enter into the career they desire in the field of pharmacy. The Accreditation Council for Pharmacy Education ( http://www.acpe-accredit.org/ ) can approve quality pharmacy degree programs for full accreditation.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org.

Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding

Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.

Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.

Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.

Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )

How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:

Debt / Loans

Asset Based Financing

Alternative Hybrid type solutions

Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas

If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).

Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.

The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.

Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.

We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.

Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.

If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.

Nutritional Supplements – Are They Truly Necessary?

Find out if nutritional supplements are truly necessary for good health and whyNutritional supplements, vitamins and minerals taken to improve diet and health, are becoming more and more popular in today’s society. Many people, looking for some way to improve health and wellness, have turned to nutritional supplements for help. This trend has created an endless supply of nutritional supplements and brands advertising them in slightly different, supposedly better forms. Is it simply a useless fad? Or do people really need nutritional supplements to improve their health? The fact is that, due to eating habits, food quality, and other environmental factors in our society, nutritional deficiency is a reality that is difficult to avoid. Taking nutritional supplements is necessary to combat nutritional deficiency.Modern eating habits have created a need for Nutritional SupplementsEating habits have changed dramatically over the last century. Low in nutrients but extremely high in convenience, fast food has become a daily part of life for many people. Fresh foods are preferable, but not always easy to obtain or convenient to use. Even the healthiest individuals find it nearly impossible to get all the necessary vitamins and nutrients from dietary sources alone. Very few people actually consume the seven to ten servings of fruits and vegetables that they should a day. Nutritional supplements can fill in important gaps in a normal diet. The vitamins and minerals that they contain contribute to overall health and a strong immune system. Keep in mind, however, that nutritional supplements only supplement a diet, they do not replace it.Nutritional Supplements and the decreasing quality of foodAs eating habits have slowly become worse, so has the quality of the food itself. It is nearly impossible for the average person to obtain the proper amounts of vitamin and minerals from modern processed food that is packed full of sugar and fat. Even vegetables and fruits are of a lower standard. In 1992, the United Nations Earth Summit found that vegetables naturally containing vitamins and minerals like copper, potassium, boron, magnesium, and bioflavonoids contain dramatically less than they did fifty years ago. Such diminished levels of vitamins and minerals can be made up for through the use of nutritional supplements. Not doing so can lead to nutritional deficiency and a slew of completely avoidable health problems.Other environmental factors and Nutritional SupplementsUnfortunately, our society and culture produce other factors that can be damaging to health. These include high levels of stress and pollution. Both can weaken the immune system and make people vulnerable to sicknesses that could be combated if the body was stronger. Nutritional supplements help the body’s immune system continue functioning at peak levels of performance and thereby protect itself from the constant bombardment of disease that we all face.Taking nutritional supplements helps the body maintain a healthy, efficient immune system. This, in turn, protects the body from harmful effects and diseases brought on by factors like eating habits, food quality, and our stress filled environment.